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I am the First Bugkalot/Ilongot CPA Lawyer! 
I will publish videos about finance, law, life, and the tribe that I represent, the Bugkalot/Ilongot ICCs/IPs.

Disclaimer: I am a Financial Advisor of AIA Philam Life. The statements or opinions expressed on this site are my own and do not necessarily represent those of AIA Philam Life. I do not warrant the infallibility of the contents of the videos. My contents are purely for educational purposes and do not constitute legal advice or financial advice. 

Facts about the Financial Literacy of Filipinos - An Introduction | efprimefinancials

Atty. Ef

626 views

5 years ago

Videos

Atty. Ef

00:01:46

Bugkalot Ancestral Domain Agriculture Cooperative (BADAC)

20 views

2 years ago

Atty. Ef

00:03:01

Bawal magbenta ng parte ng Ancestral Domain sa pilipinas

50 views

2 years ago

Atty. Ef

00:02:19

Why Saying Sorry Isn't Enough: The Importance of Changing Your Ways

14 views

2 years ago

Atty. Ef

00:01:35

Admitting Mistakes: Tips for Personal and Professional Growth

7 views

2 years ago

Atty. Ef

00:02:20

Shifting Your Mindset from Hopelessness to Positivity: Inspiring Daily Strategies

No views

2 years ago

Atty. Ef

00:03:01

Inspire Daily: How to Manage Stress Effectively: Tips for a Happier, Healthier Life

3 views

2 years ago

Atty. Ef

00:02:37

Inspire Daily: Mistakes and Moving Forward

2 views

2 years ago

Atty. Ef

00:26:49

Philippine Stock Market 101 with Personal Finance Lecture | Part 5 Efraim Osingat

64 views

3 years ago

Atty. Ef

00:22:14

Philippine Stock Market 101 with Personal Finance Lecture | Part 4 Efraim Osingat

85 views

3 years ago

Atty. Ef

00:23:52

Philippine Stock Market 101 with Personal Finance Lecture | Part 3 Efraim Osingat

63 views

3 years ago

Atty. Ef

00:25:03

Philippine Stock Market 101 with Personal Finance Lecture | Part 2 Efraim Osingat

54 views

3 years ago

Atty. Ef

00:29:45

Philippine Stock Market 101 with Personal Finance Lecture | Part 1 Efraim Osingat

45 views

3 years ago